How PlusPe Helps You Stay Compliant with RBI, FEMA, and TDS Laws
For high-risk platforms like gaming, forex, and real-money apps, compliance isn’t optional — it’s survival. One wrong move can result in blocked payments, frozen wallets, or even legal notices from RBI or tax departments.
That’s why PlusPe is built with compliance at its core — helping Indian merchants scale while staying on the right side of the law.
🎯 Compliance Areas That Matter in 2025
✅ RBI Guidelines
Regulates all licensed payment gateways and bank partners under the PSS Act and NPCI rules.
✅ FEMA (Foreign Exchange Management Act)
Applies to any platform that receives or sends foreign currency, including forex platforms and INR-to-USD conversions.
✅ TDS + GST Regulations
Required for:
- Player winnings
- Platform commissions
- Export services
- Payment aggregation
How PlusPe Helps You Stay Compliant
1. Built-In FEMA Workflows
- Classify payments as “Export of Service”
- Tag international transactions for FIRC generation
- Link settlements to licensed AD-I banks
- Auto-generate forex conversion audit trails
💡 You don’t need a separate forex CA to stay FEMA compliant — PlusPe handles it all.
2. TDS Handling for Gaming & Contest Winnings
- Real-time deduction of TDS on winnings above ₹10,000
- Monthly reports by PAN
- Integrated payout ledger with net/gross split
- CSV export for income tax filing
3. GST-Ready Invoicing System
- GST split invoices (CGST/SGST)
- Reverse charge flagging for foreign clients
- Export invoice tagging with LUT support
- Pre-filled GSTR-1 export files
4. RBI-Compliant Settlement Routing
- Use only authorized partner banks and processors
- Delay logic for fraud-checking before auto-settlement
- Handle wallet-to-bank transfers with audit log tracking
- Reconciliation dashboard updated daily
5. KYC & AML Engine
- Collect Aadhaar, PAN, Voter ID, or Passport per user
- Check against government blacklists
- Auto-freeze suspicious wallet activity
- Time-bound KYC reminders for wallet compliance
Use Case: Gaming Startup Gets 100% Compliant in 14 Days
An Indian gaming app needed to:
- Deduct TDS on player earnings
- Export GST invoices to investors
- Convert INR to USD for AWS bills
PlusPe enabled this via:
- One-click TDS config
- GST integration with Razor backend
- FEMA module + FIRC delivery in < 72 hours
Internal Links You Can Add
- Secure Payment Gateway for Game Websites in India
- Why Gateways Reject Forex & Gaming Merchants (and How to Get Approved)
- Multi-Currency vs Traditional Gateways: What Indian Merchants Must Know
Final Word: Compliance = Scalability
The difference between a blocked gateway and a thriving payment engine is often just documentation, workflow, and regulation adherence.
With PlusPe, you get a partner that embeds RBI, FEMA, and TDS compliance at the API level — not just on paper.
🛡️ Stay Safe. Stay Scalable.
Talk to PlusPe to activate end-to-end compliant payment flows for your high-risk platform.
