How to Onboard High-Risk Merchants in 24 Hours: KYC, Risk & Setup
If you're launching a gaming, forex, betting, or any high-risk app, your first roadblock is usually payments.
Traditional gateways take 7–14 days for onboarding — if they accept you at all.
With PlusPe, we’ve reduced that to under 24 hours.
Here’s how high-risk businesses can get up and running — fast and fully compliant.
🔍 Who Is a High-Risk Merchant?
High-risk categories include:
- Online gaming & fantasy apps
- Forex trading & investment platforms
- Sports betting, casinos, and adult content
- Credit repair or multi-level marketing
- Global e-learning with international students
These businesses typically face:
- Regulatory oversight (FEMA, PMLA, RBI)
- Chargeback and fraud concerns
- Bank reluctance or rejection
- Longer KYC cycles
🚀 PlusPe’s 24-Hour Merchant Onboarding Pipeline
Step 1: Digital KYC in Minutes
- Upload business documents via API or dashboard
- PAN, GST, FSSAI, IEC, and Udyam accepted
- Instant Aadhaar and bank verification
Step 2: MCC Risk Mapping
- We match your business model to approved MCCs
- High-risk tags handled through pre-screened logic
- No auto-rejection due to gaming or forex flags
Step 3: Compliance Check
- We validate domain, policy, and wallet layers
- Auto-screening against blacklists and RBI advisories
- Sanctioned country filters applied
Step 4: Sandbox Activation
- Get your UPI or card test environment same-day
- Dedicated success engineer walks you through integration
Step 5: Go Live
- Most merchants go live in under 24 hours after docs & KYC
- Transaction limits scaled post-risk audit
🛡️ KYC & AML Infrastructure Built for High-Risk
- Real-time PAN & GST verification
- eKYC with Aadhaar XML and DigiLocker
- Live selfie video verification
- Automated AML match from SEBI/FIU lists
- Transaction limit enforcement by user tier
💼 Supported Use Cases
- Gaming & tournament entry
- Forex top-up wallets
- Trading bots or signal services
- NRI or cross-border investor platforms
- Subscription-based SaaS with US/UK buyers
💡 Why PlusPe Is Preferred for High-Risk Gateways
- No unnecessary friction
- Pre-approved bank partners who accept regulated risk
- Automated limit engine
- Payout & settlement wallet ready from Day 1
- Merchant dashboard with instant approval flags
Internal Links You Can Add
- Setting Up UPI Autopay for Subscription-Based Gaming Apps
- Multi-Currency Cards vs Wallets for Indian Startups
- Secure Payment Solutions for Forex, Gaming & Betting
Final Thoughts: Fast, Compliant, Scalable
High-risk doesn’t mean high hassle. With the right infrastructure, onboarding can be fast, seamless, and safe.
🧩 Start Transacting in 24 Hours
Get started with PlusPe and talk to our merchant onboarding experts today.
